Know the Cost Before You Book
Clear, upfront rates for in-home and telehealth care. No insurance required, no surprise bills — ever.
We are currently approved with Cigna.
Covered by Cigna? Contact us before your visit and we will verify your benefits. Have a different plan, or no insurance at all? The self-pay rates below are available to everyone — no coverage or referral required.
Pay-Per-Visit Self-Pay Rates
No membership necessary. Pay one flat rate per visit — perfect for occasional or one-time care.
Telehealth Visit
Connect with a licensed provider by secure video for evaluation and treatment of many common concerns — from anywhere.
Same-day & next-day availability- Prescriptions sent to your pharmacy
- No insurance or referral needed
Mobile House Call
A licensed clinician comes to your home with full equipment for hands-on exams, point-of-care testing, and treatment.
- Care delivered to your door
- Full in-home diagnostic equipment
- Members pay just $199 per visit
Monthly Membership Plans
Simple monthly pricing for ongoing care — ideal if you have a high deductible or no insurance and expect regular visits.
Individual Virtual Care
Simple monthly virtual care for individuals, ideal for high-deductible or no insurance.
- Up to 2 telehealth visits per month
- Member mobile house call rate: $199
- Additional telehealth visits: $30 each
- Priority scheduling
Family Virtual Care
Cover your household with shared virtual care and member pricing on house calls.
- Up to 2 telehealth visits/month per person
- Additional members: $79/month each
- Member mobile house call rate: $199
- Additional telehealth visits: $30 each
Mobile Care
For those who want in-home care built into their monthly plan.
- 1 mobile house call per month included
- 2 telehealth visits per month
- Additional house calls: $199 each
- Additional telehealth visits: $30 each
Family plan example pricing
Add-Ons & Extras
Optional extras, always priced upfront.
Point-of-care tests (strep, flu, UTI and more) may be performed during your visit. Any additional lab work is quoted transparently and discussed before it is ordered — never a surprise.
How You Can Pay
Insurance Accepted
We are currently approved with Cigna. Contact us to verify your coverage before your visit. Self-pay rates are available to everyone.
Cash, Credit & Debit
Pay how you like — we accept cash, credit, and debit cards at the time of your visit.
HSA / FSA Eligible
Most visits qualify for payment with your Health Savings or Flexible Spending Account.
Superbills on Request
Prefer to seek reimbursement? We can provide an itemized superbill to submit to your insurer.
Pay Per Visit If…
- • You need care only occasionally
- • You want a one-time visit, no commitment
- • You prefer to pay only when you use care
Choose Membership If…
- • You expect regular telehealth or house calls
- • You manage an ongoing or chronic condition
- • You want member pricing and priority scheduling
Pricing Questions
How much does a doctor visit cost without insurance?
At Direct Access Health, a self-pay telehealth visit is $100 and an in-home mobile house call is $249 — a flat, upfront rate with no insurance required and no surprise bills. Members pay a reduced $199 rate for house calls.
What do lab tests and diagnostics cost?
Many point-of-care tests (such as strep, flu, and UTI screening) can be performed during your visit. Any additional lab work or diagnostics is quoted transparently and discussed with you before it is ordered — you will never be billed for something you did not approve.
Is membership cheaper than paying per visit?
If you only need occasional care, per-visit self-pay is simplest. If you expect regular telehealth visits or recurring house calls, a membership ($79–$249/month) lowers your per-visit cost and includes member pricing on house calls. The right choice depends on how often you expect to use care.
Do you take insurance?
We are currently approved with Cigna. If you are covered by Cigna, contact us before your visit to verify your coverage and any out-of-pocket costs. If you have a different plan or no insurance, our transparent self-pay rates are available to everyone, and most visits are HSA/FSA eligible.
Are there any hidden fees?
No. Transparent pricing is core to what we do. The rate you see is the rate you pay, and any optional add-ons or tests are discussed and agreed upon before your visit proceeds.
More questions? Visit our full FAQ or see payment options.
Affordable Care, No Surprises
Book an in-home or telehealth visit today and pay one clear, upfront rate.